A home is a big asset for many Americans, so it is no surprise that most of our income is used for housing expenses. Mortgage, taxes, and home improvements are a costly endeavor. The latest data released by the American Housing Survey estimates that in years 2013 thru 2015 more than 123 million home improvement projects, not including routine maintenance, were carried out in the U.S. This accounts for a total of more than $431.1 billion dollars in expenses.