To paraphrase Bob Dylan (formerly Robert Zimmerman, of Hibbing MN.) “the times, they are a-changin’” – and fast! The coronavirus has led to previously unimaginable changes in lifestyle. In a manner of mere hours, our homes became our offices and classrooms. The convenience of our densely populated cities suddenly became a liability, even a health hazard. And discretionary spending was halted, like a derailed freight train.

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